I need to get insurance for my trip to Alps, to include all the usual (airlift hospital etc) and also bike. Went to local brokers a couple of days ago, and was told all the usual providers don’t cover the bike, but that she would look into it and call me back. She didn’t, so before I go to a different one later on today, I wondered if anyone can recommend a company that will cover bike also?
InsureandGo might also do it- I usually get my snowboarding cover through them and they do cover off-piste for that. They seems to be quite geared towards activity/adventure type holidays and their higher end cover might well include bikes.
I was looking for the same thing for my Alps trip when I found by chance that I had free travel cover included with my Nationwide current account. Amazingly MTBing was not on the exclusions list of dangerous activities. Might be worth checking first what cover you might unknowingly have already.
Don’t worry though Anna, those tyres I’ll be lending you on Sunday are crash proof 😆
Thanks all….. contents insurance doesn’t cover worldwide….. can’t get a quote from M & S cos they think my 1st floor flat is too likely to flood. Dave what with your tyres and my super size me rotor maybe I shan’t bother!
Firstly take your E111 card, dogtag or sportscoverdirect can give you insurance, I would advise calling them as the web info is never that clear.
If you do fall in France, you may have to stump up 20% of the fee at the hospital and single rooms normally have a small premium. You may also have to pay for the ambulance. However you can recover 100% of all NHS related costs from EHIC (nhs uk)on your return. Be warned – I have practical experience of this, if you only take an E111 card you will not get a medivac to the UK if required, the going rate is £8k! And the UK embassy’s are helpful but WILL NOT pay for medivac (repatriation).So please always get separate sports cover.
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