I once bought a bike for cash.
Went to the bank by work, withdrew the grand or so (I’d already phoned the bank to check that this was fine), went to the bike shop, bought bike.
on the way home I stopped to buy some petrol. My card had been blocked because of the unusual activity on it. What? like withdrawing a grand THAT YOU ALLOWED TO TAKE PLACE!!!!! And now you stop me spending a tenner on petrol?
Useless sods. Their checks are pathetic. If they were any good they would identify behaviour exactly like this and stop it before it takes place. I’d like to see banks implement some sort of two factor authentication for amounts over a pre-set limit that you define. If an attempted withdrawal is made, card holder present or not, they initiate an auto connect to your phone, you must then type in your additional 4 digit pin, withdrawal authorised.