Lapierre Zesty 414 as insurance replacement
So, a month or so back my Meta 5 was stolen, and the insurance company has offered me a Lapierre Zesty 414 as a replacement. However, what I really want is a Transition TransAM 650B. I don’t think I’ll be able to get one through insurance though, so if I accept the Zesty, how much is it likely to sell for? I’d sell it as soon as it arrives, so it would be brand new. Currently retailing for £2300 through evens. I would ask for cash, but it looks like that would be capped at £1000 and I guess I should be able to sell and brand new Zesty for way over that.Posted 4 years agomtbtomoMember
As soon as its not ‘new’ from a shop you’re probably going to lose at least 30% of what you can get it for new. Plus from reading other threads on here, 26″ wheels are seemingly going out of fashion fast. If its a 2013 model, then they are only going to get further reduced, making it even harder to sell.
A 2014 Zesty 327 is £2300 rrp, won’t be discounted for a good few months, so might have better immediate resale value.
Who are your insurer – mine have previously offered cash but reduce the value by 18% to account for the discount they would have got if they’d provided a bike to you. Or could you not argue they can’t replace it like for like and so should give you cash?Posted 4 years ago
I’m going to give them a ring tomorrow as I got a quote through for the TransAM this afternoon, built up with a Saint/XT mix, Hope Hoops, Revs it looks to be a similar RRP to the Zesty they offered. I’m hoping they’ll bite, although I’m doubtful as it would be a custom build so quite a lot of work for them to source everything I guess.
Insurance company is Direct Line, claim is being handled by Direct Validation Services although I suspect they’re the same company. When I spoke to them before it didn’t sound like I’d be able to get more than £1000 cash, so anything over that is a bonus really even if it means getting something and selling it.Posted 4 years ago
I’m after a 2013 Zesty, drop me a line if you do end up a medium you need to flog.
Most certainly will do. Hopefully I’ll be able to say whats going one tomorrow. If I get the Zesty I was going to grab a medium anyway as I figured it would be the easiest to sell on.Posted 4 years ago
The topic ‘Lapierre Zesty 414 as insurance replacement’ is closed to new replies.