Knocked off road bike
Good to hear you’re well enough to ask. Hope you heal soon.
As Alex has said, his insurance should come up trumps, otherwise you need to look at your own cover or get your own lawyer. Now is a good time to keep records, ask A&E for copies of notes and xrays etc. Take photos of everything, including all your injuries. Keep records of how much pain you’re in daily for as long as it lasts. Ask police for an incident number so they can supply copies of their stuff once it’s typed up. You’ll be wanting a fresh Madone with all the accessories you had on it, together with a new set of riding clothes, shoes and helmet, all at retail, so ask your LBS to sort you out a quote. Then if you have insurance for this sort of thing get onto them, otherwise a good personal injury lawyer will see you right on no win no fee.
[ambulancechasermode] If you’re local, mrsmidlife does this for a living, or can recommend someone good from the APIL panel for your area if you email me. [/ambulancechasermode]Posted 8 years agocrazybaboonSubscriber
I was riding with 2 others, so got witnesses there, but no one indepentant.Posted 8 years ago
I’m a member of British Cycling, so I’ll see if they can help.
The police have given me his details including insurance company and policy number.
I’ve never claimed before, its all new to me!hopkinsgmSubscriber
Firstly, glad to hear that you’ve been given the all clear and are well enough to be posting.
Secondly, I’d like to thank the likes of alexxx for making insurance premiums as high as they are. You should never come out of an insurance claim better off than you went in.
GPosted 8 years agocrazybaboonSubscriber
I’ve got knocked off my road bike this morning, car clipped my rear wheel and I got high sided off, landing on my head and back. Helmet destroyed and in a lot of pain, followed by a few fun filled hours in A+E strapped to a spinal board with a neck collar on. I’ve been given the all clear but I’m left with a destroyed bike, a 09 Trek Madone with a cracked chain stay, destroyed rear Mavic Ksyrium SL and scruffed durace rear mech, pedals, cranks, shifters etc.Posted 8 years ago
The car driver apparently admitted responsibility to the police officer whilst I have having a ride with the paramedic, how do I go about claiming against him?hopkinsgmSubscriber
I think that’s slightly unfair, Mrs midlifecrisis should shouder some of the blame
Well, that’s another matter entirely. I’m sure there’s good money to be made as a personal injury lawyer.
depends if you’re the insurance company or not
To be fair to the insurance companies (and believe me, I never thought I’d find myself saying that!), they’re not in business out of the goodness of their hearts. They’re a business and as such there’s not much point for them if they don’t make a profit. Ultimately, they’re gambling on whether their policyholder has to make a claim and the cost of settling that claim. If the average cost of claims goes up, then they need to cover that cost. My point was that putting in inflated claims (as alexxx appears to be suggesting) doesn’t just push up the premiums of the numpty who hit the OP, it pushes everyone’s premiums up.
GPosted 8 years ago
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