Knocked off bike what do I do
whilst cycling home a driver pulled out from a junction and I hit him and went over the bars, luckily i was wearing a helmet and sustained only minor injury’s, however my bike did not fair so well with £2200 pounds of damage, also damaged was phone, helmet and my new omega seamaster watch purchased only 3 weeks before, total damages of £5.5k. I have looked at my household insurance but I have no cover and his insurance now tells me that he is now saying it is not his fault and whistle… I am stuck as to know what to do, help help help!!! I have a witness who says it was his fault.Posted 4 years agoscaredypantsSubscriber
Cherish your witness – get them to write down their “evidence” ASAP in as much detail as they can.
Explain to insurer (or possibly the driver himself – not sure who you actually pursue) that you’ll be pursuing damages in court if necessary. If the driver stands to lose all the cost personally through a civil claim he may prefer to take the hit on his insurance as a lesser risk
I’d get some photos of your minor injuries as well and be sure that they don’t worsen in the next few daysPosted 4 years ago
I was cycling in one direction on single carriageway the driver was coming from the other direction, however he was in a filter waiting to turn right, turning right meant crossing my lane, initially he was waiting but as i approached he pulled out and i plowed into him even though i had braked as hard as i could. i went over the bars landing on me head, splitting my helmet, I was about to call an ambulance when a friend turned up and he took me to the hospital. there are independent witnesses, i dont know how to deal with his insurer as they do not want to engage in a dialog, just say the client denies he is at faultPosted 4 years agoJujuuk68Member
As I work for an insurer dealing in PI and liability with an “interest” in cyclist and motorbike claims, what is he/his insurer saying happened?
Does his insurer know about the witness?
Which insurer is it. Ignore any crap advice in the internet from greedy solicitors intent on sticking their snouts in the trough, this is the sort of claim any halfway intelligent claims dept should be dealing with with no issues whatsoever.
If our lot got a call from you, I’d be really disappointed in how it seems to be being handled.Posted 4 years ago
was not a hit and run, chap stopped and could not apologies enough, saying I cant believe i have done this. after speaking with his mum and dad/ insurance company it has all of sudden changed. hospital attended and police informed. but my contents insurance does not cover me at allPosted 4 years ago
Same thing happened to me last year.
I went to an independent solicitor and started one of those no win no fee jobbies.
Make sure you have a good case for a claim, they’ll probably advise you and tell you if they have a good chance of a win.
There was loads of paper work in the end and I sacked it off.
I contacted the other parties insurers and told them I had started the “no win no fee” claim process. This kicked them into gear and they just sent me a cheque in the post themselves. Wasnt as much as I would have got if I’d continued with the solicitor, but I just wanted enough to cover my losses so I was happy.
Hope this helpsPosted 4 years ago
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