Rien de tout😕

£0

I got 3x £25 last month so can’t complain

Just £25 between the two of us this month. Poor compared to last time around, but I wasn’t complaining in April, so swings and roundabouts.

Did Agent Million knock on your door today?

£20k held for 6 months. Not a sausage…

Given up checking now, it’s just a spiral of despair and hopelessness.

Isn’t the draw tomorrow?

It’s the Hope Tax.

Argh you made me check.

Isn’t the draw tomorrow?

Yes.

The main draw is tomorrow but the £1M prize winners are informed today.  The High Value winners are announced on the 1st:

https://www.nsandi.com/prize-checker/winners

Us plebs will be checking the app tomorrow hoping to win £25

No big win for me 😭.
A few small wins would be nice, otherwise I’m shifting some money elsewhere for a guaranteed interest rate.

Gosh a £25 prize here

£50 in 2yrs

2*£25 for me 🥳.

2*£25

But I’ve got £30k in. I’ve seen that Zopa are back with a fixed term savings account. 2.3% for 1 year. 2.7% for 2.

Still not great when you consider inflation but looking better than the chance of 1.4% from premium bonds.

£25 for me.
A savings account is looking more realistic.

Ah, another fruitless month. 😢

Another month, another big fat zero. I’m only holding on to PBs because I’ll be spending the money on the house soon so can’t commit to a fixed term savings account.

2* £25

Hurrah

2* £25

Snap!

Zero, I’m hoping for something next month as I lumped in £10k but as with the lottery it’s always someone else.

@doomanic following a recommendation on here I opened a chase account at 1.5 % with easy access.
There’s a nice recommendation bonus which STW won’t let me mention .

The chase savings account is where some of my premium bonds would be heading to if it wasn’t for the monthly excitement of the bonds draw.
I’m waiting for a few referrals as well but it seems like chase have a backlog with their process.

Last month was rather poor. Winning ways have returned in June though, with 4x£25 for me, and 2x£25 for Mrs Lawman. Get in!

Yay, £50!

£75 for me and £100 for mrs zip. Best results ever.

Knackers. Zip this month. 😕
First time that’s happened in a year, but at least I’ve got something out of it overall rather than it just being in a 0% account.

Woohoo, 2x£25.

Not before time mind you, had nowt for the last 18 months.

Sword all 😕

£25 for me…. that’s 8x £25 this year

😎

£25 so not bad, that’ll pay for my new bell.

£100 for me.

Put a decent amount in back in Feb after I found £200 of my old paper bonds. Won £25 in May and now £150 this month!

Naff all. Again. I’ve just closed the account and will be putting what’s left after I pay for my new garage door into the Chase savings account.

£100 between the pair of us this month. It keeps trickling in, but next month we’ll be millionaires (Rodney)

2*25 for me. Think I’ll move some cash to Chase even though.

4x£25 for me. Best month this year. Been pretty sparse since they reduced the interest rates. Used to be something every month.

since they reduced the interest rate

They’ve just (ie last month) put it up, now 1.4%
https://nsandi-corporate.com/news-research/news/nsi-increase-premium-bonds-prize-fund-rate#

I have had 10k in for 18 months and so far have only won once, at £25.

Think it’s time to move it !

£500 (five hundred) but I’ve got 30k+ in. Still think there might be better options. Zopa 1 year fixed accounts are paying 2-3% now.

NADA here this month.

Going to move the bulk of what’s left in there into a battery for the house. Seems like a better return.

Will look at options for my emergency cash after that.