I’ve got one of those Help to buy ISA’s (although improbable home ownership is fast becoming never) anyway I want to start a stocks and shares ISA. I’m right in thinking I can have two ISAs as I’ll not exceed the £20k limit.
Correct, you can have two isa’s but only open one per financial year. £20k allowance is total across all isa’s.
You can contribute to one ISA of each type per financial year. Seems the help to buy ISA counts as a cash ISA. So you can also have a stocks and shares ISA, and an innovative finance ISA.
thanks for your advice.
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