Is my brother-in-law a lying little ****er?

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  • Is my brother-in-law a lying little ****er?
  • JEngledow
    Member

    Some months ago my brother-in-law had a chip pan fire which did considerable damage to his kitchen, he claims that his insurance company won’t pay out because he was sober and should have known better (he also claims that if he’d been drunk then the insurance would have paid up because he wasn’t in control of the situation).

    Is there any truth in his claims or (as I suspect) is he talking bollox and trying to hide the real reason the insurance won’t pay?

    Johnboy373
    Member

    Drunk or not accidents happen, Insurance companies should know this and therefore pay up no matter what.

    Unless they think foul play!!

    Smee
    Member

    Theres more to this story than meets the eye.

    Premier Icon muggomagic
    Subscriber

    maybe he doesn't have insurance, or has missed payments?

    flip
    Member

    Poppycock story 🙄

    bigyinn
    Member

    If thats true then insurance company are saying accidents only happen when you're pished?
    When my mum had similar happen, she was deffo sober and they still paid out!

    MrNutt
    Member

    offer to assist him with the claim?

    clubber
    Member

    Liar liar!

    Premier Icon jimmy
    Subscriber

    is he asking you for money?

    Premier Icon fadda
    Subscriber

    I used to work for an insurance company and this just doesn't ring true. Trust your instinct, there's more to this than he's saying…

    Premier Icon bruneep
    Subscriber

    was he actually insured?

    Premier Icon MoreCashThanDash
    Subscriber

    Yep, something not right here. Fire insurance is there for precisely this type of event.

    swadey
    Associate Chartered Insurance Institute
    Chartered Insurer
    Claims Manager (Retired – well, redundant actually)

    druidh
    Member

    Liar, liar
    Chip pan fire.

    DrRSwank
    Member

    No – he's telling the truth. It's the same for car insurance. Unless you're mullered they won't pay out if you have an accident.

    Jujuuk68
    Member

    It's the strangest thing I ever heard.

    Well, not really, but its still pretty odd. In claims its usually "your quick enough to take the money but don't like paying it out" we hear most of.

    Premier Icon tthew
    Subscriber

    Fadda, are you an insurance Jedi?

    could of been because he didnt use crinkle cut chips ?

    PeterPoddy
    Member

    Mrs PPs mum had a chip pan fire, and she was paid up no problem. Sober and everything!

    He's talking shyte.

    My money is on 'not insured' TBH

    sweepy
    Member

    that burning smell is his pants if you ask me

    Peregrine
    Member

    Complete rubbish, not even a good lie. Not your problem unless he's asking something of you tho.

    JEngledow
    Member

    Thanks everyone, It's as I suspect and he's lying through his teeth and has either not payed for the insurance or there's something else (the insurance co. may suspect foul play). I thought it was odd when he claimed he was sober and not stoned!

    He's not asked for money from us, but as he's my wifes 'little brother' I want to get my facts right before I start trying to work out how much shite he's in! 🙄

    Don't ya just love family!

    Premier Icon igm
    Subscriber

    They suspect a deliberate fire maybe? Just a thought

    cullen-bay
    Member

    christmas will be fun though, wont it? 🙂

    JEngledow
    Member

    Not deliberate fire, but the insurance co. may have refused to pay due to the state of the house, I estimate he's knocked at least £50k off the value in under 2 years (it's a propper state)!

    Christmas'll be fine as we're going to MY Mum's this year! 8)

    Big M
    Member

    State of the house won't have anything to do with it.

    If he has paid his permium he is entitled to be put back into the same position he was before the claim. (less his agreed excess) Asuming that it's a valid claim.
    I suspect that he isn't insured.

    GJP
    Member

    Do people actually still have/use chip pans? I don't think I have seen one in use for 25 years.

    zaskar
    Member

    Why do you care or listen or spend time listening to your Brother? time is money! money is bike gear! 😉

    Junkyard
    Member

    i have a chip pan…only use it for falafel and poppadoms though
    Is he pocketting the money to buy drink and drugs then?

    Philby
    Member

    Might be an excessive claim adding a few little 'extras' into the claim.

    Premier Icon FuzzyWuzzy
    Subscriber

    Just tell your brother-in-law you have a mate that specialises in insurance claim disputes and he'll do you a favour if he gives you the policy/claim ref details to pass on.

    oldgit
    Member

    A friend many years ago told me that his mum used to wear her husbands crash helmet when using the chip pan or pressure cooker.
    I'd love to think that's true.

    JEngledow
    Member

    Next time I see him i'm gonna offer to sort it out for him and find out exactly what's happening.

    The reason I care is that the lazy ****t isn't working so us (tax payers) and his mother are paying his mortgage and he's spending all his time pissed and stoned while his mother's working herself into an early grave, if it was just me I'd not care but my wifes worried.

    amosridl
    Member

    This is why I keep a bottle of Rum, next to the chip pan, in case I torch the house.

    higgo
    Member

    Insurance have paid up.
    He's spent to money on crack and whores.

    Premier Icon Garry_Lager
    Subscriber

    Is it not mandatory to have buildings insurance as part of your mortgage arrangements? Sure it was for our first mortgage, but now that I think about it our current one just strongly recommended it.

    Liking the 'if I was drunk they'd have paid out' line. FFS – that's practically a cry for help.

    Maybe they paid out and he spent the money on something he does not want to admit to?

    PeterPoddy
    Member

    It's sounding like he's taken the insurance policy money of his mum and spent it, I reckon… 🙁

    grumm
    Member

    Liking the 'if I was drunk they'd have paid out' line. FFS – that's practically a cry for help.

    It sounds almost like 'they said if I was an illegal immigrant then they would have paid out'. 😛

    Sounds like utter bullshit to me.

Viewing 38 posts - 1 through 38 (of 38 total)

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