Son breaks expensive laptop – covered by (also expensive) insurance, which is new for old, acidental damage etc. Send laptop off and it can’t be repaired.
As the exact model isnt made anymore, the insurance co are offering me what it last sold for (slightly more than I actually paid for it). However with the massive increase in laptop costs, I am unable to get anything close to the original spec for the offer price, meaning I am not being put back in the position I was before the incident. Insurance co are claiming that giving me anything more is ‘betterment’.
For clarity offer is £1,050 before the excess, and the laptop was a 17″ Dell 2-in-1 touchscreen with 16gb RAM and a dedicated graphics card.
Am I being unreasonable to reject the offer?