Viewing 18 posts - 1 through 18 (of 18 total)
  • I used to be decisive…
  • the-muffin-man
    Full Member

    …but as I get older I seem less able to make a decision about anything or commit to anything!

    I’ll run through a million and one options and then do nothing about any of them.

    Current status is we moved house recently and I’d got ideas about what we could do before moving in. Now we’re in I’m finding excuses not to do any of them! Main one being ‘we need to live in it for a year before we decide’. Other friends would have had the place ripped apart and virtually rebuilt by now!

    Approaching mid 50s soon and used to be a risk taker and had a boom and bust lifestyle.

    We inherited some money a couple of years ago and I’ve definitely become worse since then. For the first time ever in our 30+ years of married life we are financially OK. Not rich, but mortgage paid off and some money in the bank. And it’s as if I’ve become scared of losing it all.

    My wife and daughter keep badgering me to find a new hobby and meet new people too, but I’m hermitising in my security blanket of home and walking the dog. 🙂

    redthunder
    Free Member

    Same here.

    But just being in the woods is great with no real worries.

    But what are we all truly striving for?

    redthunder
    Free Member

    but then again, and on the other hand 😉

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    joat
    Full Member

    Sometimes it’s harder to spend money you actually have. When you’re spending the bank’s, it’s them taking the risk.

    feed
    Full Member

    Current status is we moved house recently and I’d got ideas about what we could do before moving in. Now we’re in I’m finding excuses not to do any of them! Main one being ‘we need to live in it for a year before we decide’. Other friends would have had the place ripped apart and virtually rebuilt by now!

    Personally, after the stress and hassle of buying \ selling \ moving I need a year of chill time to wind down again before even considering taking on new significant new projects.

    Jordan
    Full Member

    I think living in it for a year first is a good idea. It’s easy to get carried away when something new is on the horizon and think, Oooh we could do this or that or the other. But give yourself time to find out what if anything really needs to change.

    If you are newly financialy comfortable and maybe have had some difficult years behind you then it is wise to have a good think before spending.

    esselgruntfuttock
    Free Member

    I used to be indecisive, but now I’m not so sure.
    I’m dreadful. One minute I decide to do something (usually buy something) next minute I’m weighing up the pro’s & cons.
    I change my mind more than I change my socks.

    willard
    Full Member

    Yeah, I have this too. I moved/emigrated five years ago and had to clear out my life and I now have really big issues deciding whether to buy things or do stuff that will result in stuff/things at the house.

    it’s not like I am moving, or have plans to, but I seem to be hyper aware of excess stuff, duplicates and liknande. I _know_ that there are times when specialist kist is better than having less effective “One size doesn’t fit all”, but my brain actually realising that and letting me buy stuff? Nah, not gonna happen.

    the-muffin-man
    Full Member

    @redthunder

    I thought this thread had drifted into the STW pit of unread threads!! 🤣

    If you are newly financialy comfortable and maybe have had some difficult years behind you then it is wise to have a good think before spending

    Had to declare bankruptcy just over 10 years ago when family business had to fold (not spoken to my brother since then), and been ticking over ever since. it’s only the inheritance that’s made us secure as both of us only have OK jobs so we’d be in the shit again with current mortgage and heating costs.

    Both of us only have OK pensions so we won’t be off cruising round the world in our old age.

    BillMC
    Full Member

    Maybe the older you get the less joy you see in consumerism and stuff becomes an impediment and an encumbrance. There is much satisfaction in having a slimmed-down existence where things get used until they are worn out. Prevarication saves you money.

    TiRed
    Full Member

    Direct access and buy a Ducati.

    Kryton57
    Full Member

    As above really, we’ve manage to put ourselves in a good position mortgage wise and with our savings for the future. Spending money type decisions – with the exception of the kids needs – have become more difficult as it feels like we are impacting our latter years and retreating back to more difficult times.

    Plus Mrs K now has to interview for her job – 1 job available 2 people currently in the role.

    dudeofdoom
    Full Member

    Direct access and buy a Ducati.

    I’m always a bit sceptical about big bikes and newbies, I think it’s different if that was your thang back in the day YMMV, I also suppose it depends where you are riding.

    I’m planning to get a homologated road sur-ron as it’s more bi-cycle for arsing around on as I have access to quiet roads/trails/gravel and cycling and sunbathing on beaches are great independently but done together just nut rubbingly bad.

    I moved to Spain two years ago which made me get rid of a lot of stuff like Willard,it’s a funny one having to ditch stuff you’ve picked up all your life. I now also only buy stuff if i really need it and will be using it.

    (Interestingly with a driving licence you can ride up to a 125 in Spain.)

    Dunno about cruising around the world,happiness is a warm day,a good ride and a cold beer.

    the-muffin-man
    Full Member

    I won’t be buying a Ducati! 🤣☠️

    I might start airgun shooting again though (field target). I used to do a lot of that before I found mountain biking back in the early 90s. And clay shooting.

    I’m done with cycling though, can’t seem to find the spark again.

    oldfart
    Full Member

    This certainly strikes a cord with me . I’m 66 now parents and in laws are gone , FIL was a curmudgeonly miser which we are now benefiting from! Just bought a new bike had a week in Menorca got a couple more holidays booked including a mega trip coast to coast in Canada next Summer . Why is it then that I worry about the cost when we are lucky enough to be able to afford it ?????🙄🙄🙄🙄🙄
    I always remember telling my dad when he was my age go on and spend your money if you don’t I will on things you don’t approve of now I find I’m acting the same ! 🙄 If my Mrs was the same we’d be sitting on our hands squirrelling the money away and ending up like FIL 😔 Before anybody asks we have helped the kids to a point but Mrs packed in work when I retired so the money has to partly cover her loss of 3 years earnings .
    I sometimes think I wish I had a crystal ball to know how long it’s got to last for but then I don’t really want to know when the dude in the cloak with the scythe is going to tap his bony finger on my shoulder 😳
    When we were starting out with a mortgage and the kids were young we had different money worries not sure which is worse , actually I do our current situation is a nice problem to have just wish I could relax and enjoy it ! 🙄

    TiRed
    Full Member

    Ok, Direct access and buy a Yamaha FJ1200. Average age of riders is over 50 and insurance is £150 per year for a newly qualified rider when I looked. Then go for a European credit card tour.

    dudeofdoom
    Full Member

    I’m done with cycling though, can’t seem to find the spark again.

    Ahh,you’ve just got to put the fun back, become an ‘energy nomad’ and rent an apartment somewhere cheap like San Juan de los Terreros (Spain innit)and ride around the coast and eco parks grabbing coffees and cakes for a month, sample the ‘dream’.

    (After you’ve done your direct access so you can rumble your Harley along the coast road with the blue sea reflecting in your mirror glasses)

    dudeofdoom
    Full Member

    I sometimes think I wish I had a crystal ball to know how long it’s got to last for but then I don’t really want to know when the dude in the cloak with the scythe is going to tap his bony finger on my shoulder 😳

    Ah that’s the fun part,you’ve gotta live in the now and keep something in reserve,the skill is getting the equilibrium right.

    Anyway Deaths an equal opportunities position- could be a dude-ess 🙂

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