how much do you have
This month I have just paid for last months holiday and have also rinsed the savings to buy Miss Lunge something shiny. So none spare this month and possibly a brief chat with my overdraft. Next month will hopefully provide some spare but I’m sure something will come in to take the spare away when I least expect it.Posted 6 years agoSaxonRiderSubscriber
I don’t have a clue. I ask my wife to control the cash flow, because if I was in charge there simply wouldn’t be any.
That said, I am able to afford a coffee at the local cafe every day and go to films at the local art house cinema once or twice a month.
But single, big purchases are always a bit iffy.Posted 6 years agoThurman MermanMember
Was looking back through some old bank statements (as you do) from the mid-nineties when me and Mrs Chas were renting a little flat in Bath.
The balance dropped to ‘zero’ (as near as makes no odds) at the end of every month.
Dunno how we managed, really. Happy days.Posted 6 years agoImabigkidnowSubscriber
That’s a lot. after ALL regular payments, bills, mortgage, DD, Subs I have about £100, then take £20 out of that as a reg payment on to a ccard (due to overspending on home improvement materials 4 months ago)
Even then I think it’s a fair amount and wonder how I fritter it away so fast(buy all my lunches, a fancy coffee every other day, bike stuff, chocolate, booze)
EDIT (again) sorry, that £100 needs to include my groceries too!Posted 6 years agobusydogMember
Every month, it seems we get down to the last week and I see a spare $200-300 sitting in the account, and almost invariable, some unexpected expense (or Mrs Busydog spots a “deal” while “just passing through” her favorite clothes shop)and the spare $$ are gone, just like that. So much for the new Sidi shoes.Posted 6 years ago
Sounds like you are doing very well to me, I would be in a much less stressed place if I had that sort of excess a week 😉
Trying to chip as much off the mortgage as I possible can at the moment, means I don’t have much left at the end of the week, small change in my pocket, but then again I don’t have much at the start of the week either 😉Posted 6 years agopeteroughton169Member
i have about 1500 left a month after all the bills. still feel skint cos i never see it as it goes into the joint account and doesnt get used. builds up in case i end up on standby at work over the winter.. i get paid 39 hrs a week on basic for that which just to say covers bills. any thats left at the end of standby goes into a savings account. if i need owt, i go n get it 🙂Posted 6 years agoKryton57Subscriber
“feel a t**t now for asking”
Don’t be. Sometimes its good to be reminded there are some people worse off than you and (speaking for myself not you), you’ve turned into a whinging selfless A-double Snakes but don’t realise how lucky you are.
As someone told me recently, you find yourself in different rungs on the step ladder of life in some situations. Sometimes you’ll be on the top rung, in others you’ll be on the bottom.
Such is life.Posted 6 years ago
peteroughton169 – Member
i have about 1500 left a month after all the bills. still feel skint cos i never see it as it goes into the joint account and doesnt get used. builds up in case i end up on standby at work over the winter.. i get paid 39 hrs a week on basic for that which just to say covers bills. any thats left at the end of standby goes into a savings account. if i need owt, i go n get it
Got any jobs going Pete 😉Posted 6 years agoourmaninthenorthSubscriber
If I cut my spending back to just my expenses, then I’d say I’m lucky enough to have more than £250 a week spare. But I have a (by national average standards) well paying job.
I’d say having a thousand a month as your own (i.e. spending) money is pretty good. If you aren’t well paid (by nat ave standards), then you must be a baby boomer with a tiddly mortgage.Posted 6 years agopeteroughton169Member
ski, jobs are going but i wouldnt advise it! ime trying hard to find another job as the lifestyle is affecting me personally since i became a dad last year for the first time. ime looking at taking a 1500 a month drop in wages and sorting out my bills in order to get home. at the end of the day money no longer makes me smile, the smile on my daughters face does and money cant buy that! time to change. plus ile be able to ride with me mates again instead of on me todd!Posted 6 years ago
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