• This topic has 20 replies, 16 voices, and was last updated 14 years ago by jj55.
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  • How long after being made redundant before you can claim benfits?
  • hugorune
    Full Member

    I eventually got made redundant last week so am sat on the sofa watching daytime TV for a bit. Job market is a bit rubbish at the moment but there should be a few things coming up in the new year. Anyway – what's the crack with unemployment benefits? I was unemployed for a couple of months 11 years ago when I left uni but haven't got a clue and don't want to walk into the jobcentre looking like a complete numpty.

    mastiles_fanylion
    Free Member

    Call them and ask – even if you cannot claim any money immediately, register yourself so as soon as you can get it, you WILL get it.

    organic355
    Free Member

    sat on the sofa watching daytime TV for a bit.

    Thats not gonna look good on the CV, why dont you spend some time getting the CV polished, maybe even do some courses if you can afford it, dont waste your time watching TV. Start thinking about what you really want to do next and researching companies you would like to work for. I got made redundant in February and found a job within a week, that certainly didn't happen by sitting round watching "Cash in the attic" and Phill and Kirtsy!!

    HoratioHufnagel
    Free Member

    When i claimed i think it was 2 weeks. Its well worth it. I got jobseekers, rent and council tax paid. Plus interview expenses which soon mount up if a company wants you for an interview the next day and you have to get a train in rush hour.

    Theres plenty of time for job hunting AND Cash in the Attic / Jeremy Kyle etc.. although daytime TV is designed by the government to make you want to go back to work.

    br
    Free Member

    Fill in the online form (DWP), they'll call you.

    alanf
    Free Member

    I think you can get unemployment benefit straight away as in effect you have no job through no fault of your own. Also by registering you are also keeping your 'stamp' up to date (not that it will be worth much in the future). On the down side though, it is such a depressing place to go I found it makes you want to find a job just so you don't have to go back there!

    hugorune
    Full Member

    I'm waiting to hear back from an Engineering firm in Sydney after two interviews and called in references. The job won't start until the end of Jan / beginning of Feb (if I get it) and since we currently have two under 5s in nursery I'd earn more looking after the kids full time than getting a seasonal job. My CV is fine and I did all the courses I could while I was on consultation.

    gusamc
    Free Member

    Don't know if it helps but local library will have (if it's anytrhing like mine) papers and possibly free internet access. Also look around for free courses that you can go on during daytime.

    uplink
    Free Member

    Are you working any notice at home?

    That would probably delay JSA until it was over

    geetee1972
    Free Member

    You can claim immediately but you cannot claim retrospectively unless you've got a really good reason (like being in hospital or something). If you've worked for the last 11 years then you will be able to make an immediate 'contributions based claim', which means that they ignore any savings/redundancy payments and allow you to claim about £300 per month based on the tax you've paid over your career to date. Note that this figure is fixed and not dependent on how much tax you've paid unless you've not paid enough if you see what I mean – it's a threshold level you meet in order to qualify.
    A contributions based claim will last six months before you then move to an income based claim, which will assess your eligibility based on household income (including partner's income), other income (rent) and savings. If you then don't qualify for any payment from the DWP, you will still be registered as unemployed and your NI will still be paid by the DWP.
    You can't do any voluntary work or attend training courses without that affecting your claim, i.e. you will effectively have to sign off if you want to go on a course or do voluntary work, and then sign back on via the rapid restart claim system.
    If you have mortgage insurance, then that will most likely only start 30 days after your last paid day of employment, which will include any payment made in lieu of notice.
    The job market is still weak as I am personally finding out. Lots of activity planned for Q1 next year, but a lot of the roles I am talking to recruiters about don't seem to be live just yet.

    DickBarton
    Full Member

    I was told 1 month before I could sign on, I signed on after the month and was in a new job the next day (not from the job centre, but I was out looking for work and pestering folk for a job). After the sign on meeting I was told that I would have to show evidence of looking for work to ensure my benefit/dole money was paid…anyway, after signing on I turned up the next day to sign off and they told me I couldn't for 2 weeks…and as I had notified them of my redundancy 4 weeks prior they would be backdating my pay – I didn't understand why and didn't ask why), anyway, a week later I got 4 weeks of dole paid into my account – I offered to pay it back as I thought it was a mistake but was told it was correct.

    Not sure where you have been looking but there are plenty of jobs going round that will help get money in…they won't need degrees to get them (so therefore aren't overpaid) and they would involve stacking shelves or sweeping floors but there is plenty of work out there to be had to help pay the bills…I believe the post office are looking for temp workers!

    Sitting watching daytime tv isn't going to help…but you know that already!

    crazy-legs
    Full Member

    Call them ASAP, they'll arrange an appointment at the local JCP. They'll sort out all the benefits from the date you were made redundant so long as you have the P45 etc with you.

    samuri
    Free Member

    I signed on immediately I got made redundant. It doesn't just affect your benefits, it goes down as a gap in your contributions for your government pension as well. Get signed on straight away. Be prepared to have a 16 year old school leaver look down their nose at you like you're some shifty character living off the state instead of someone who was paying into the system before they were born and then wave a shelf stacking job at you and demand to know why you haven't applied for it.

    hugorune
    Full Member

    I'm not going to earn £1200 a month after tax stacking shelves at tescos (That's what two kids in full time nursery costs). If the Australia thing doesn't come off, then I'll think about other options.

    DickBarton
    Full Member

    Take them out nursery and save some cash? Even taking them out for 3 days a week will save some cash (we have talked about this already but it doesn't seem to be sinking in…there are loads of ways to save cash and make cash)…

    hugorune
    Full Member

    I know!!!! That's what I'm saying. we're going to take them out of nursery (maybe leave them in one day) and I'm going to be a stay at home dad for a bit – at least until the job market picks up.

    I did the online application this afternoon. thanks for the help 🙂

    Coyote
    Free Member

    JSA straight away.

    My kids are both at school but stopped after school club for the youngest. Suppose I'm a stay at home dad at the mo' but I'd *really* like to get back into work soon!

    IainAhh
    Free Member

    Hi,

    I've been made redundant a few times.
    The second last time I vowed I would never sign on again as I found it a real knock to my confidence going back into job seekers office. With a professional job they couldn’t even find a category for.

    But then it happened again and I thought I've been paying my taxes for years wtf. So I called in, they do it all on the phone or internet these days. And then sure you have to go in look like a muppet for 30mins.

    It is amazing how quickly savings etc go if you are not working so the small amount you get off the state does make a little difference.
    And if nothing else it makes the unemployent figures real.

    br
    Free Member

    How you act the first time you go into the office is how you will be treated every time after then.

    After been made redundant last year I signed on for the first time since leaving school (when I was 16 you could sign on in June when you left school…) – I took my P45 with me, the guy behind the desk was gobsmacked at how much tax I'd paid, never mind my earnings – and called me 'sir', and after having a discussion with the Manager, so did she, everytime I went in.

    For evidence I just printed off a copy of my email 'Inbox' to show application receipts. After 6 months I signed off, as my savings plus wife's income were far too high to get any other cash.

    allthepies
    Free Member

    can you qualify for jsa (contrib based) if you take voluntary redundo ?

    jj55
    Full Member

    Yep…. sign on straightaway even if you have got redundancy pay or wages in lieu. Don't go into the Jobbie to start with, make a claim over the 0800 number, or on-line and they will then book you an appointment. You don't need your P45 straightaway, but it helps to calculate any refunds when you sign off if you have got one. You CAN do voluntary work but it must be under 16 hours per week, and you need to remain available for and actively seeking employment whilst you carry out the voluntary work. Full details on claiming are on http://www.direct.gov.uk there is even a benefits adviser there which will give you an estimate of the benefits you can claim. You CAN claim if you take voluntary redundancy
    Don't worry about looking a complete numpty at the Jobbie, you'll be in good company as about 80% of the customers nowadays are like you and do not have a NVQ in claiming! Good luck!

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