Generally I don’t drive if I can avoid it.
I can ride Swinley from home it just adds about 80min each way. Which once you consider time spent getting bikes in/out of cars and cleaning up afterwards isn’t too bad. It just becomes a question of fitness (I.e. can I ride Swinley and do a 2.5h ‘gravel’ ride).
I can ride tunnel hill if I take my bike in the car to work and come back that way.
I can ride the chilterns after about 40min of Austrians paths.
If I just want ‘a ride’ I can go out on the gravel bike and do anything from an hour to hundreds of miles.
Sunday club runs on the road.
The trick (IMO) is to do a variety of riding. Just XC, or road, or gravel ends up limiting my riding to the same old routes either through lack of options or lack of route knowledge. But with options I can look forward to some techy XC at tunnel hill on Thursday, a 40mile gravel ride on Saturday, club run on Sunday, commute on Monday, commute via swinley on Tuesday, ride to the supermarket with a trailer on Wednesday etc and that’s a full week without ever doing the same type of ride twice.