Grrrr. Insurer fustration. Specialist bike insurance now needed.

  • This topic has 15 replies, 9 voices, and was last updated 8 years ago by  bol.
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  • Grrrr. Insurer fustration. Specialist bike insurance now needed.
  • bol
    Member

    I’ve had my bikes covered on my Aviva home insurance for ages. The only problem has been that they only insured up to £1500 per bike. When I made a claim for some damage last year, the person I spoke to said I could actually cover the bikes up to their full value as named items on my policy.
    Anyway, as I’m off to Centreparcs in a couple of weeks, I finally got round to tweaking the policy, only to be told that while they would cover my mountian bike up to its full value while in the house, they would now nolonger cover it at all away from the house. My cheaper road bike, which falls under their £2,500 maximum valuation is covered anywhere, but I couldn’t apparently even claim up to that now for the Cotic. Sounds a bit unreasonable to me. Is it normal practice?

    So, it now looks like I’ve got to find some specialist bike cover for my trip away, or just take my hack bike. Anyone got any recommendations?

    poly
    Member

    Anyone got any recommendations?

    Don’t go to Centreparks – its Butlins for the 21st Century 🙂

    Premier Icon thisisnotaspoon
    Subscriber

    What components do you have to take a steel hardtail over £2.5k!

    And why do you need a £2.5k bike for center parks? Unless they’ve changed their business model recenly there are no trails?

    And why do you need a £2.5k bike for center parks? Unless they’ve changed their business model recenly there are no trails?

    This x1000000000

    How very dare you even think about riding a bike that you’ve bought in an area that you want to ride. Your sort make me sick.

    bol
    Member

    Thanks Poly. Keeps the kids happy. Haven’t been to Butlins, but if it’s like Centreparcs perhaps we’ll go there instead next time and save ourselves a few hundred quid.

    Thisisnotaspoon – It’s a Soda. Centreparcs doesn’t have trails, but it is right next to some nice ones, and I’ve only got one mountian bike. The alternative to taking it is to hire a bike there, but Rockadile might not be up to much on the singletrack.

    TFO 🙄 😆

    Premier Icon wwaswas
    Subscriber

    CTC do bike insurance.

    Premier Icon Drac
    Subscriber

    Cancel with Aviva and switch to M&S.

    Premier Icon thisisnotaspoon
    Subscriber

    Fair enough, that makes it a bit more realistic!

    Sherwood Pines? The hack will be fine, or take the Soda and watch it like a hawk.

    bol
    Member

    Yeh, Sherwood. I think I’ll take it and just get a very big chain. Protector ones look good, but they all look so bloomin’ heavy.

    Premier Icon jam bo
    Subscriber

    Cancel with Aviva and switch to M&S.

    Which would be ironic seeing as I’m pretty sure my m+s insurance is underwritten by aviva.

    bol
    Member

    Got to stick with Aviva unfortunately. TBH I’ve been really happy with them in the past. Quick to pay out and flexible. I took the plunge and bought British Cycling insurance. I’m insured for racing now too, which given the state of a riding buddy of mine after the Thetford round of Mud Sweat and Gears last weekend is no bad thing.

    Premier Icon bruneep
    Subscriber

    Got to stick with Aviva unfortunately.

    Why?

    As said M&S, they were great with my claim.

    bol
    Member

    Last time I shopped around none of the other insurers would cover us as our house has had some subsidence at some point in the past.

    Premier Icon bruneep
    Subscriber

    but its the contents you are insuring.

    Premier Icon frogstomp
    Subscriber

    jam bo – Which would be ironic seeing as I’m pretty sure my m+s insurance is underwritten by aviva.

    Axa according to their website..

    bol
    Member

    That is a very good point Bruneep. 😳

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