I’ve had my bikes covered on my Aviva home insurance for ages. The only problem has been that they only insured up to £1500 per bike. When I made a claim for some damage last year, the person I spoke to said I could actually cover the bikes up to their full value as named items on my policy.
Anyway, as I’m off to Centreparcs in a couple of weeks, I finally got round to tweaking the policy, only to be told that while they would cover my mountian bike up to its full value while in the house, they would now nolonger cover it at all away from the house. My cheaper road bike, which falls under their £2,500 maximum valuation is covered anywhere, but I couldn’t apparently even claim up to that now for the Cotic. Sounds a bit unreasonable to me. Is it normal practice?
So, it now looks like I’ve got to find some specialist bike cover for my trip away, or just take my hack bike. Anyone got any recommendations?