France – Best Way To Take Money?

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  • France – Best Way To Take Money?
  • Premier Icon jambalaya
    Subscriber

    You will be fine with VISA debit, charges etc depend upon your bank but are likely to be quite chunky. You can use them in the ATMs also.

    Premier Icon footflaps
    Subscriber

    I just use my Visa Debit in local cash points. Works pretty much anywhere in the world (where they have cash points).

    NB Might be worth telling your bank you’re off on hols as sometimes they block your card if it suddenly starts making large cash withdrawals abroad.

    Premier Icon annebr
    Subscriber

    Always choose to pay in local currency rather than £. The retailer will often use a much worse exchange rate than your bank.

    poonprice
    Member

    Go on Travelex website or one of their kiosks and they have pre-paid Euro credit cards (Master Card) which work well, put what you think you’ll spend on the prepaid creditcard and take your debit if you run out.

    Then you can just top it up and use it again next holiday, they will also send replacements out if you loose the card.

    Personally, I have a Santander Zero card purely for holidays as its free currency exchange, most banks will charge a transaction and commission charge on debit cards these days.

    Mackem
    Member

    Not all of the petrol station machines accept them, so be careful.

    Off to France in a week or so time for a fortnight. When we’ve been before we’ve just taken a massive wad of euros… is there a better way? Don’t have/want credit cards but have VISA debit cards – will they be accepted everywhere (I guess so) but what about exchange rates etc?

    ianv
    Member

    Not all of the petrol station machines accept them, so be careful.

    This doesn’t seem to be the case any more, used to have this problem quite a bit, but never in the last few years.

    I haven’t had a debit card refused in France in years.

    Premier Icon Pook
    Subscriber

    i went to France once, but the trails were too smooth for my radness so i won’t go again.

    Mackem
    Member

    I had a problem last Christmas. (Spanish debit card btw)

    m0rk
    Member

    I’ve had various cards declined in France – so take my Halifax Clarity Credit Card – http://www.halifax.co.uk/creditcards/low-rate-no-fee/clarity-card/ for most purchases & pay it off upon return so it’s truly zero fee. x/rates are good too

    As a backup, I have my regular debit card, and a Travelex card with a couple of hundred Euro’s loaded

    Premier Icon wallop
    Subscriber

    I also have a Santander Zero credit card just for travelling with.

    I always take local currency £1000 worth of Euro and keep the card as a backup.

    You can get pre-loaded credit cards – top up before you go, use and then bin it.

    Plan how much you will spend a day and add 10%. Will you go again in the next 2 years? Could keep the currency.

    Amex charge a couple quid to buy back currency at the same rate you bought it from.

    Tons of options.

    patriotpro
    Member

    [/quote]We’ve just taken a massive wad of euros

    🙄

    Premier Icon timidwheeler
    Subscriber

    Just looked on money saving expert. The Halifax Clarity card was recommended.

    Premier Icon matthewjb
    Subscriber

    Whenever we go we just use our debit or credit cards and get cash from an ATM.

    The only issue has been automated petrol pumps and motorway toll machines which seem to hate my wife’s Natwest cards.

    Premier Icon mikewsmith
    Subscriber

    I accept that there is a cost to convenience so in simple terms I used to take:
    Couple of hundred Euros in cash – enough for tolls, fuel etc if the card has an issued on the way out.
    The ability to move money to another account (of somebody who is with you on the trip)
    Generally as there is a charge on a lot of card use (unless you get one of the specific no charge cards) I would take out cash in lump sums and use cash for most things when I was out there. In general I tried to have enough cash in my wallet for a trip to the supermarket or a tank of fuel just in case.
    On top of that check to see if your mobile provider has roaming enabled and if they have a fixed price data /call plan for europe before you go.

    globalti
    Member

    Amazingly the French had chip debit cards way back in the mid 80s when I lived there, in the UK we carried on using magnetic strips for years.

Viewing 18 posts - 1 through 18 (of 18 total)

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