I’ve always fixed them myself and never died as a result.
But:
They make everything from the worlds most brittle plastics, every time you screw something back in it will crack.
They never seem to make things accessible, to replace anything, everything has to come out! Even if something looks clear it’ll turn out to be wired/plumbed to something else on a really short wire/hose so that has to come out too.
They’re fiddly. I doubt a professional would ever fix something more complicated than a hose or the PRV simply because as a result of the point above taking the whole thing off the wall and replacing it is 3 wires, 1 pipe, and £70 for a shower. Replacing anything inside the old one is several wires, numerous pipes, tens of tiny little fiddly bits of plastic, numerous leaking hoses, and an hour soaking everything in a bucket of descaler (plus parts).