- Dull: Car Insurance Renewal
In March, esure bent me over for yet another year but despite shopping around they were still the cheapest (just).
Just cancelled that policy as some work done to the car means its now on a modified policy via Brentacre (who I’ve used in the past for modified cars). Result was despite it being modified, my insurance now costs less than it did standard via esure.Posted 4 years agojon1973Member
I always fall off my seat whenever the car insurance renewal comes through. Virtually every company I’ve ever been with claim that, despite tirelessly searching for the best deal on renewal, have ended up upping the premium by 50%+ (despite yet another years no claims).
I always use the comparison sites, get a comparable quote elsewhere (also worth checking reviews of the companies you’re looking at, as cheap isn’t always better) and see if you’re current insurer will match. If they don’t, then swap. No reward for loyalty in the car insurance game. Just the opposite, in fact.Posted 4 years agosamuriMember
I always use comparison sites. You will *always* get a better deal than a renewal will give you. Often with the same company.
I can only assume enough people are apathetic enough to renew to make this approach worthwhile for insurance companies. The only thing that will stop them doing this ‘add 20% to renewals’ or whatever it is, is if enough people always look for alternatives at renewal time.Posted 4 years agoporlusMember
Got a new car in march paying £275 so not able to renew. But for curiosity I went on confused.com the other day and go quoted £165 as the lowest. This interest was sparked due to a BBC news article stating that car insurance has dropped. Be sods law it shoots back up next march.Posted 4 years agosbobMember
When using comparison sites it is often beneficial to then get a quote direct from whoever they throw up as being the cheapest as it is often a bit less.Posted 4 years ago
Do check the policy cover carefully though as a friend of mine went with the cheapest quote from confused.com and then later found out it didn’t include windscreen cover (that was with Aviva).
Yes, she found out after she cracked her windscreen. 😳z1ppyMember
As per Sbob, I’ve found the insurance comparisons site to be useless (other than to increase spam) when you do go to insure with them, and specify stuff/extra’s like NCB protection the quote suddenly leap up price. That and the cheapest companies don’t tend to have very good reviews, I’d prefer not to have to worry about my cover when I have an accident.Posted 4 years ago
So I’ve given up with them, and now tend to get quotes from the larger more main stream companies. They can be very competitive.
The topic ‘Dull: Car Insurance Renewal’ is closed to new replies.