Do I drive a high end prestigious sports car?
2003 Mazda 323f 2.0 petrol.
Reason I ask is my insurance is due early Dec so I thought I would start shopping around early and the cheapest quotes are coming in around £580 😯
Now I’m 30 and have held a license for 12 years. That’s with 9 years no claims too.
Pretty standard or is that amount taking the Michael?Posted 5 years agoporter_jamieSubscriber
i looked on confused to find the most expensive car to insure, just for fun. m3, 350z, rs6, 911 etc. all 400 quid.
couldnt find anything that cost more than 400 quid fully comp, apart from a 100k rolls royce, which was 527.
my vw t2 2002, worth 2.5k? costs me 400 quid.
1.2 fiesta, 200 quid. i am 42, full ncb and live in essex, i didnt think it was a particularly good area tbh. i will try a few postcodes of properly bad areas, just to see.Posted 5 years agocompositeproMember
the bag of shit i drive round in costs me 380 quid If i fill it with petrol its worth more than the car
I live in the middle of an area where cattle theft is far more likely
My missus insurance is 180 quid, difference was she rang an insurance broker i got mugged off on confused
Im wondering how many people refusing to insure their cars and pay their VED it will take to make them buck their ideas up and drop the prices surely if everyone wasn’t insured they wouldnt have so many claims or whiplash injuries to fork out forPosted 5 years agobutcherMember
Insurance is expensive at the moment. It’s risen a lot in recent years, so it doesn’t sound altogether ridiculous.
I wasn’t happy with mine mind when I bought the current car. Sold a Japanese imported seriously fast car and purchased myself a bland and standard Honda Civic 1.6. Insurance turned out to be around £5 a month cheaper! Promptly phoned the insurance co. asking appropriate WTF questions, and they lowered the premiums significantly by raising the value of the car, as a lot of cheap motors are bought specifically to get into compensation claims with minimal initial outlay…Posted 5 years agoandrewhMember
It’s a mystery to me.Posted 5 years ago
Quotes for me 1984 Porsche 944 £425, 2003 Hyundai Trajet £380. How?
Best answer for you is probably area. My first car 1.6 Proton Person, 23 zero NCD and 3 points. Mate was 25 with a 1.2 Fiesta and 5 years NCD. Both cars worth £200 (on a good day). Me £620, him £1,200.
Rural Lincolnshire and Battersea.
Currently paying £360 for Transt T300, age 30 with 7yrs NCD.john_drummerMember
Postcode makes a bigger difference than the car itself, IMO. Strangely, having mrs_d as a named driver makes it cheaper than not.
Have you tried Hastings Direct. I’m with them, 47, driving 21 years, full NCD, BD17 postcode. 2006 56 plate Citroen C4 1.6 SX petrol.Posted 5 years ago
< £300/year before you split it into 12 instalments & pay extra for the privilegesomafunkSubscriber
I agree, all car insurance is a rip-off and the sooner it’s sorted out the better but i doubt the government can do anything about it.
FWIW – £347 to insure my 28yr old MK2 Golf, fully rebuilt/restored, 194bhp tuned engine, modified suspension, modified brakes, modified exhaust system etc…. with an agreed value of £5.5k, fully comp protected, thatcham alarm, no insurance claims made by myself or made against me in 20+ yrs. Stay in a very rural area of S-W Scotland.
Personally i think it’s rather expensive, 10 years ago i ran a 260 bhp alfa 75 v6 special edition and that cost me less than £270.
Every year they try and increase my premium for no reason whatsoever, every year i tell them to go **** themselves and shop around for a better deal.Posted 5 years agopjm84Member
Changed my Volvo XC70 to a 1.6D V70 and was told that the insurance renewal would increase from £400 to £505 as I didn’t have experience in my new car. I’m 45 FFS.
When I explained that the insurance rating of the new Volvo was a lot lower then the old Volvo I was told it didn’t really make a difference.
Just changed insurers and now with Avia, cost £360 (including £30 European cover) with the added benefit / promise of £80 cashback via Quidco. Rather oddly my previous insurer was quoting £400 on the comparsion website.Posted 5 years ago
What do they do in the UK if one is caught driving without insurance?Posted 5 years ago
A big problem here in the state of New Mexico (and likely in other states as well) is the large number of un-insured motorists.
A number of them purchase insurance on a monthly premium basis, keeping it long enough to satisfy the requirement for insurance for vehicle registration, then cancelling it.
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