Ime by the time I factored in the revaluation , the time , the paperwork ….
I just got a new deal with current provider.
Yes it was slightly higher than HSBC and their countrywide conveyancers were offering….
But having watched several of my mates try and get them….
I’ve taken the 0.2% hit for a stress free life. This was offset by my current provider quoting my LTV + an area %age increase….
I assume you have checked what your current provider can offer +that is phone them not what their website says.
Based on my original LTV they were about 0.3% over HSBC at the time….but they knocked it down to 0.2 below taking into account their % mark up on my LTV…..based on nothing….my house is not worth what the calculate it at.