@P-JAy
Hmmm, that’s interesting. I have found a car carrentals.co.uk and they offer excess insurance for 5 quid a day, but maybe that’s going not sit well with Budget (the rental company)? But of course Budget will presumably charge 3/4x the price?
It’s worth checking with Budget, Rental Cos. seem to have 2 prices for everything, the pre-booked and ‘on the counter’ – the on-the-counter costs seem massive, I assume for Business types who just rock up asking for a car and don’t care too much. I’m sure you can book with the comparison site and book the damage waiver separately.
As above, it wasn’t too much of a bother, I have plenty of headroom on the credit card, but it would have rather just bought it direct and not had the hassle, especially they’re quite clear (after you buy it) that if you do have an accident, the hire co will take the full deposit and argue about it later.
Frankly the whole idea of a damage excess seems utterly stupid to me, it’s their asset not the customers so they should insure it and work it into the rental costs – I guess it’s a way of displaying a lower cost online.