Echoing some of the above, who actually know what they are saying, no, the cable does not need to be covered by ‘capping’. Capping is only there to protect the cable from the plasterer. It does nothing else.
Contrary to popular belief, it isnt earthed, and does not protect against screw/nail penetration. I would say no capping is better, as the cable is nearly totally covered by plaster, allowing better heat disipitation.
I’ve had 2 call outs in the past where the capping has trapped the cable when it was installed, over time, the insulation has been squashed/pushed away, and eventually there has been a dead short between live and earth.
I never put up capping at all, but I do do my own plastering, so I know I wont knick the cable with my trowel.
If anyone thinks it is wrong, please cite a BS7671 regulation that says so.