Buying houses, bit scary!
MrsMomo and I have just had an offer accepted on our first house together (and my first house full stop, I’ve always rented before). Happy to report that it has a nice big garden with a garage and a workshop, I can’t stop grinning!
Unfortunately I don’t get to celebrate with MrsMomo until Friday as she’s away with a school tripPosted 3 years ago_tom_Member
Nice one, I’ve been in my first house for just over a month now and I’m loving it 🙂 had a few expensive jobs needed doing but otherwise I’ve got pretty lucky with mine. 2 weeks off now so I’m redecorating everywhere whilst I have the time. My sale took ages to go through due to solicitors being shit at their overpaid jobs but worth the wait.Posted 3 years agospacemonkeyMember
Re individual reports … Structural engineers in these parts don’t get out of bed for less than £300 and it’s at least another £150 if any calcs need doing. Heating engineers can be on the look out for work (that doesn’t need doing) so use one you already trust else through a mate. Same with sparkies and plumbers.
Don’t be surprised if you’re quoted IRO £750 just for site visits with reports.Posted 3 years ago
All the horror stories came true for us, land issues, useless solicitors and last minute panic, however, it has all been worth it as MrsMomo and I are in the house now, currently camped out in the lounge on an inflatable mattress and I don’t think I could be happier!Posted 3 years agoctkMember
Congratulations- the house we’re hoping to move to sounds like yours- workshop/ big garden. Didn’t bother with a survey just got a builder I know to have a good look around.
Selling for the first time is proving a bit of a nightmare. 2 people have pulled out on us- one after 4 weeks the other after 5! Sold again so fingers crossed/3rd time lucky etc etc.Posted 3 years agowobbliscottMember
Well done. Don’t be too daunted by the mortgage. They do get easier, in fact i’m kicking myself that I didn’t take peoples advice at the time and stretch myself further when I first bought 16yrs ago, and then again when we moved into our current house about 10yrs ago – i’d be a couple of rungs further up the ladder effectively for free given how house prices have gone over that time.
You’re far better off paying a mortgage despite the interest payments than paying a landlord. You’re not living at the beck and call of someone else who can kick you out at their convenience, have to re-negotiate rent every year, not limited to modify the house to suit your life etc. Renting is crap, I hated every second of it and begrudged every penny of rent I paid. It serves a short term purpose, but that’s it. Far better off in your own place.Posted 3 years agoelliott-20Member
Don’t bother with a general survey. Get individual survey reports from;
Plumber and/or drain survey
Overall price will be the same but you will get a lot more detail.
Bear in mind, with all these surveys, and especially if you’re buying an older property, you’ll probably be told the house is likely to fall down, blow up or give you an std.
The reports are extremely verbose, don’t be worried that’s what they’re paid to do.
However on the flip-side, when were selling our first house, our buyers wanted to re-negotioate due to possible detection of rot in our wooden floor downstairs after full surveys were under taken.
The entire downstairs floors were sold concrete. 🙄
Subsequently we discounted the report and didn’t budge on the price – as it’s often a dirty trick – and the people still bought it.Posted 3 years ago
The champers has already been drunk, it was fantastic waking up in the house this morning, although was a bit early for my taste, really must put some curtains up today!
Heading out now to buy a steam cleaner to give the house a proper deep clean, the previous owners had dogs and there is a certain ingrained odour!Posted 3 years ago
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