Can just happen with enough water and/or crud even with relatively new bearings. If it was very wet and/or you hosed it down too much, the grease gets displaced enough, water gets in and mixed with steel balls results in rust and seizes up. Or little gritty bits of crud gets in there and stops it spinning.
You can pull the links and see if you can free them and/or pop the seal, flush and regrease. Lower link has grease ports so just shove grease gun on them and grease away.
But anyway, lifetime warranty on SC bearings. It’s the bearings that are free. Usually there’s labour charge but it’s far less than a set of 8 bearings. Or DIY. Just send pics of knackered bearings to Jungle with proof of purchase of the bike and they send you new ones.
I’d also check the end caps on the bearings are firmly seated plus stick some decent grease between bearing and cap. e.g. Marine grease. Acts as waterproof barrier.