- Bike insurance how much and who with?
With the N+1 thing and what have you, there are a few bikes in the garage. A few insurance quotes seem a bit high, compared to how much the car costs to insure and the value etc.Posted 4 years ago
Read a few horror stories on here about insurance only paying out if you buy from one or two online shops, bikes not being insured while not in the garage i.e in / on the car van etc.
Anyone got any real world good / bad experience?The Flying OxMember
Don’t bother. The quotes from cycle-specific insurers are ridiculous, and the hoops you have to jump through… I was quoted almost £1000 a year for just one of mine – effectively saying they fully expected it to be stolen within 3 years. Our house insurance won’t cover anything over £1000 without similar increase in premium, but we’re unfortunately stuck with them for the long haul.
I honestly think you’re better off spending your money on some beefy security chains/locks/ground anchors and a garage alarm.Posted 4 years agothecaptainMember
With the price of insurance and improvements in technology, aren’t GPS trackers getting to be a practical solution? I know they won’t actually stop the bikes getting nicked but surely they would mean you get them back pretty quickly (and hopefully nab a thief in the process). Seems like they cost about 100 quid and run for a month between charges, or something like that. Anyone use them?Posted 4 years agovariflexMember
+1 for pedalcover. Really good policy if u have multiple bikes and travel with them. Best part is u don’t have to provide details of bikes, instead you get a blanket cover included in the contents. Same under writer that m&s use. I’ve got 12ks worth over bike cover away from home including accidental coverPosted 4 years agomatt_outandaboutSubscriber
Pedalcover seem great, but I went with John Lewis Specialist (not normal), as they also covered our canoes and kayaks for free when I asked. Both Pedalcover and JLspecialist run a ‘if it was forced or violent, it’s covered’ policy. No faffing with locks or similar. The boats and bikes are covered at home, on car, in use or away from home.
It cost me £320 for the year, up from £280 that all the other ‘nah we don’t cover expensive bikes’ insurers, and waaaay less than specialist cover for bikes and the boats.Posted 4 years ago
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