- Best way to pay for stuff when abroad?
As dooosuk has said – you’ve left it too late to get a CC.
I applied online for a Capital one world CC that is the same as the Halifax one – approved in a few mins but it took 3 days for the Pin to come through and the card 2 days after that.
Best bet might be a preloaded cash card (TravelEx do them) and then add more to it it online when it gets low. You can get decent rates, not have to carry cash and no fees
I wouldn’t use a debit/credit cared to get cash overseas – not when there is a cheaper alternative.Posted 4 years agopoonpriceMember
Get a Travelex pre-paid credit card.
It’s a Mastercard that you affectively top-up with the required currency, for example Euro’s. There are no commission charges on the card, you use it like a normal credit card so can withdraw cash at ATM, pay for a meal at restaurant etc. They’ll send you a new one out ASAP if it is lost or stolen and you can top it up when your running low via there website.
Best thing is, you’ll be able to get it over the counter at a Travelex.
Or…. I have a Santander Zero Credit Card that i use purely for holidays as it has no transaction or commission charges abroad. You usually get the best rate aswellPosted 4 years ago
Heading to Europe on Thursday for a month-long roadtrip with a mate. Don’t have a plan for where we are heading, but know we want to spend about a week in the Croatia area.
Not too sure how to take money etc. Will be spending a lot on petrol, and then bits on food/drink, tourist stuff, camp sites/hostels etc.
I’ve got a Natwest Visa debit card, and credit card.
For the debit card, for cash withdrawals there is a 2% fee to a max of £5, and also a 2.75% fee (no max).
For purchases, there is a 2.75% fee.
The credit card has a 2.75% fee for purchases.
Obviously this could all get pretty expensive. I don’t want to take out £1.5kish in Euros incase it gets lost or stolen – I’ll probably just take £200 worth out with me. Plan will be to pay for most stuff with the debit card, and have some cash on me all the time for smaller purchases.
Is there a better option than just using the debit card? Or just swallow it up and pay the fees?
Ta, Duane.Posted 4 years ago
Thanks for all the replies.
Looks like some kind of prepaid cash passport card is the way to go.
People have mentioned TravelEx which looks good, although would have to pick it up from Dover – not really an issue, but something else to worry about if we are late etc.
Any thoughts on the Thomas Cook alternative? Exchange rate is marginally worse, and there is a 2euro charge for ATM withdrawals, but it means I can go to the local branch and pick one up today.
Also, if I transfer money to the card from my Natwest account while I’m abroad, will I get charges from Natwest for the foreign currency transaction?Posted 4 years agoNorthwindSubscriber
I’m taking a pocket full of euros, because it’s hard enough dealing with furriners without all this credit card hijinks. Just throw a 20 euro note at them and accept whatever change is forthcoming with a mercy bucket.
(I keep meaning to learn the french for “I’m sorry, I didn’t learn french at school, I blame margaret thatcher”)Posted 4 years ago
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