Common thinking in IT is that if the data is not stored in 3 places it does not exist.
Relying on a cloud provider is potentially dangerous as you have no control over what they do with your pictures. They may accidentally wipe them, go out of business (unlikely it may seem but someone like Apple may just turn round and go ‘we ain’t providing this service no more’).
Back your phones up to a computer and back the computer up to an external hard drive or NAS box.
Have them on the cloud also but as a fallback position should your computer and external backup solution fail.