Best travel insurance for biking in the alps and general rock climbing?

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  • Best travel insurance for biking in the alps and general rock climbing?
  • Premier Icon Shackleton
    Subscriber

    Morning all,

    What do STW recommend as the best travel insurance (Europe) to cover the above activities? Normally we would go with BMC but mountain biking has moved up a category level and we are just trying to suss out any other good alternatives. Does anyone have any good or bad experiences with any particular one?

    Ta

    Premier Icon mikewsmith
    Subscriber

    BMC for climbing
    Dogtag for Biking

    both uplift the other activity so pick one

    B.A.Nana
    Member

    The other one is Snowcard.
    Certainly BMC and Snowcard will cover you for both, you just need to investigate the detail. It used to be the case that you had to be a BMC member to take their insurance, so check that as well.

    The only one I’ve ever claimed on was BMC and it was faultless with no quibbles.

    oli31
    Member

    Austrian alpine club is highly rated on ukc annual membership is about £40 and gives you a good level of rescue medical and repatriation cover no travel insurance for flights etc but this can be bought cheaply enough from tesco etc

    paulevans
    Member

    +1 for dogtag

    Premier Icon Shackleton
    Subscriber

    Cheers all, much obliged.

    wysiwyg
    Member

    Endsleigh paid out 47k on me when biking. Get my £ every time

    B.A.Nana
    Member

    I’ve used AAC(UK), as above, a few times for mountaineering. I’ve never looked into whether it includes MTB/other misc extreme sports. Certainly it has good enough cover for Search and rescue, Heli evac, medical costs, repat etc etc, but not travel ins (ie equipment/baggage/cash/cancellation etc etc), as said above. I’ve not had to process a claim with them, so no idea how efficient the insurer/agent is.

    AlasdairMc
    Member

    I personally thought the AAC medical cover to be quite low compared to BMC. However, you do get the reciprocal rights card which is a benefit if staying in huts.

    Premier Icon coolhandluke
    Subscriber

    Snowcard worked for me when I had to make a claim. Painless, which is more than I can say about the injury I claimed treatment costs for

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