- Best mtb insurance for morzine
I always seem to go with Dogtag. Reasonable prices, cover appears to meet requirements, it’s instant and they are always good on the phone if you need to call them about anything
However, I’ve been luckily enough not to have use them to claim. I guess that’s the real test of how good they are.
HTH a little
CarlosPosted 8 months ago
Be careful with Dogtag. If you go to the nearest hospital, it turns out to be private (common in resort areas) and they find another hospital in the area that isn’t private, they can be properly arsey about paying out. Obviously you should be keeping on top of such decisions when you’re barely conscious, limbs are hanging off, etcPosted 8 months agoP-JaySubscriber
I use World Nomads, they’re a backpacking provider really, but they’re by far the cheapest, you just need to add in the correct additional cover for MTBing. I’ve had to claim from them once, non-medical thing and they were fine. Worth noting, they’re very open and honest about cover when pished – basically if you fall down the stairs after 18 pints, don’t bother calling them. Lots of insurance cos have similar exclusions, but they’re not so open about it.
Dogtag are also good, but cost 3x as much, I had to claim from them too, cancellation due to accident. They were slower, but okay.
I’ve used the Post Office before now, it was cheap, they cover Mountain Biking (not racing) as standard, but I felt a bit nervy about not having specific cover, but I asked the question on their live-chat thing giving a full explanation of what I was doing and they were fine with it.
I should add I have ‘normal’ travel insurance too for normal stuff.Posted 8 months agowrightysonMember
Funny that you mention the pished thing. I saw literally a few minutes of Martin Lewis the other night, he was on about standard holiday insurance and how you should book it immediately on booking your holiday etc, one thing he made very clear though was that a lot of companies have exclusions if you’ve been on the beers!Posted 8 months agoFat-boy-fatSubscriber
I’ve used Dogtag and Snowcard in the past. I’ve been persuaded away from Dogtag since they started to get a bit funny about using private hospitals and this year I’m going for Pedalcover instead. They were very much cheaper than Snowcard for a long weekend trip starting next Thursday (£30 vs £55) and I have my house insurance with them, so hoping it will all be OK.Posted 8 months agoverbboySubscriber
This is true, I was in Grenoble with a broken Tib and Fib. They asked if I’d handed in my passport and they replied “oh good”, then asked that if it was a private hospital then I should get out immediately. Seriously messed with my head, I was helicoptered in so had zero control where I was off too.
Fortunately it turned out it wasn’t private.
Even if this is the case with other companies the way they dealt with it was awful.
Used Sports Cover Direct for my last trip and fortunately didn’t need it.
Hadn’t realised PedalCover did travel insurance, we use them for Home cover and their service is amazing 🙂Posted 8 months ago
Genuinely wonder how quick any insurance Co will be if a private hospital is used without prior consultation
Generally fine ime, they are well aware that loads and loads of clinics in alpine towns are private (and that doesn’t actually mean overly expensive to be fair to the clinics)Posted 8 months ago
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