Do I have to ask the car hire company if they agree to it, or do I just say I’ll pay the excess myself if a problem and not buy their insurance? Thanks! (Car hire is Malagarcar.com if that makes a difference!)
Just sort it yourself. Iirc, in the event of a claim you pay the excess and then claim it back from the excess insurance company, so the hire company don’t even know that you’ve got the policy.
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