If so, what’s been your experience with it? good/bad/indifferent?

Interested to hear your opinions STW massive 🙂

yes
very easy, no problems, like the way you can overpay without a penalty.

B

I take it you’ve used them to borrow? have you tried the lending side of things as well?

nope

Sorry for the slow response, but yes, I’m a (newish) lender on Zopa. So far only commited a few hundred pounds, of which only £90 is actually lent. Best thing to do is have a look at the forum on zopa, and plan how much you want to lend in each of the markets, depending on what level of risk you’re happy with. Based on my (limited)experiance, it’s best to have lots of small offers at different rates.
It also takes a while to get money lend, after the offer has been made (while the loan is being processed).
I’m going to see how it works out with a small amount before committing more.
Regards,
Richard