It looks like an easy way to invest if a little bit more expensive than normal options. Are fundsmith etc still worth putting some money into or am I bit late on that. I’m looking over 10 years minimum.

I have used Moneybox for just over a year, the cash ISA. I find the app and the overall experience to be very positive. It is easy to vote and vary your savings amount and the app has meaningful investment projections. To date my overall return has been well above the bank rate but was running as a negative for a while.
I haven’t used the round-up feature as it’s not supported by my bank.

I used moneybox initially just with the round up and found the app so easy to navigate and use it’s now my main savings account.

Thanks for your help.