Just sorting out some insurance for the family.
The most important cover areas for us are medical. What with two boys now 7 and 11 and their astonishing lack of self-preservation not to mention their dad who puts extremities where he shouldnt….
However, of the three times I’ve needed medical assistance in Morzine we’ve always ended up at the private medical facility on Le Plan. This has proven costly over the last couple of years: 1 – ran over my thumb with a ski, 4x stitches and a €200 bill, 2 – stitches out of my recently departed finger €40 and 3 – Stoner Jr broken arm, X-rayed, set and cast €800 !!OMGRDD!!!
The problem is it is a Private facility and not a state one so EHIC cuts no ice. More importantly looking at the cover offered by DogTag they are adamant I should go to a state/public facility unless by prior arrangement.
I was wondering, if any of you have had a good quality crash on bikes or skis in Morzine and where did you end up? Did you go private and manage to claim back from insurance? Did you go state and use EHIC or Insurance? And where did you go? Thonon? Cluses? or Morzine?
Finally any good recommendations for family medical cover (other stuff is not important to us like missed flights or lost passport or stolen kit) including mountain biking and skiing?