just wondering really – im feeling tempted!

leisure lakes might consider it if you ask nicely, depends on the reduction i think. or get a credit card with a 0% intro rate

yeah i know sunset do, based in cardiff, reputable shop,
have been there many times, dont find them particularly helpful when ive been in
but if you know what you want then no problem
http://www.sunsetmtb.co.uk/

I think paulscycles online do it – I didnt know whether you meant shops physically or online?

No such thing as a free lunch – someone has to pay for the credit. Chances are you will end up paying the same in the end by negotiating a better deal on bike plus kit then going for a normal credit deal

i was thinking online mainly, sunset looks to have quite a good range

anywhere got deals on ‘dales or iron horse?

http://www.alpinebikes.com/shop/iron-horse/

Best bet is to get a 0% credit card over 16 months (Virgin) and then find the best (cheapest) deal you can on the bike you want.