remember, it’s a combination of minimum insertions
Minimum insertion mark on post shows you the amount of post that needs to be supported for the post to be within spec*
Minimum insertion on frame is the amount of post that needs to be inside the frame for the frame to be within spec**
The two may or may not overlap…
* using the load case that the post was designed around
** using the load case that the frame was designed around
It is still possible to be outside of either of those specs for example:
– if you are massively heavier then they accounted for
– if the post is waaay longer than the frame designer accounted for
– if there is some super wacky slack seat angle going on
etc.
As Andy R above says a longer shim would be better, and in most cases*** will be OK, but some manufacturers can be funny about the use of shims in general as there may be additional concerns like tolerance of shim size, clamping force required etc. that can mean there are still issues or things moving and flexing in ways that are not ideal.
*** doesn’t help for situations where a seat-tube is internally butted or tapered and bigger diameter lower down meaning that no matter how much post is in the frame it isn’t supported past the butting anyway.