I have 3 kids aged 9,7 and 5.I`m separated from their mother and going through divorce.Even though I have a fairly good job,paying well over the national average once I have paid my mortgage,food,fuel,child maintenance,paid my life assurance and my bills,plus saved a bit into my car fund,I have about £100 a month left,which includes my budget for going out.
And this is despite me living fairly frugaly,for example buying 2nd hand furniture for my house and so on.
So no to answetr the question I can`t imagine having any disposobale income until I reach 60!
But,totally love my kids and its so rewarding seeing them grow up that I can genuinely say I
m happy.