My wife and I just been in a rear end collision (not my fault IMHO ya honour 😉 ) and got a bit of a headache and neck ache but don't worry i'll be fine 😉 and my wife is fine.

As I have had worse neck aches from mountain biking offs and not wanting to put us insurance quotes for everyone else I don't feel the need to claim for whiplash injuries like one see on the TELLY 🙂

Why do people need to claim for this if they are not out of pocket of incovieneced in any way by it?. I can understand if you are self employed and can't work of have to miss out doing something but why otherwise? Please help me understand 🙂

who claims? scousers, mostly.

get yourself checked out properly – its often much more painful the day after

Whip;lash comes in many degrees of severity and you can also have problems arising some time after the accident – at its worst you die from a severed spine.

bogus personal injury claims are on the up.
insurance companies are clamping down and scrutinizing them.
i believe whiplash to be one of those injuries very hard to prove – hence it is favored by the scammers.

After my rear-enders I've had no whiplash at all. After my head-on impact I felt fine, far better than after some bike accidents. For 12 hours. I then had numbness, pain, stiffness etc etc and ended up having to claim back several months worth of physio.

It also depends on the mass of your head and the strength of your neck muscles and if you were able to tense them or not.

I received whiplash. Friday pm- about to enter London for a lovely weekend at friends and some young idiot decided that I would set off from the roundabout and hit me close to 30mph. GF was asleep (head back against headrest) so ok. I was twisted/leaning fwd in my seat (in a MX5) to get a better look of approaching traffic.

I dont see it as 'easy' money. I had to spend a Sunday morning at A&E when I could have been in bed followed by alot of calls backwards and forwards. TBH I would have preferred never to have been rear ended either.

Claim it costs you nothing, and will probably teach the other driver to be more careful next time.Your claiming for the damage to your car as well.

Unless they have no insurance……………..

get yourself checked out properly – its often much more painful the day after

I am medically trained and I have no neuro deficits, blurred vision, lasting headach,acute neck pain or flexion etc dizzyness, blurred vision and I know its going to be stiffer tomorrow – maybe a day off work in order 😉 Only Joking 🙂 But thanks for looking out for me – obviously I told the insurance company I had mild whiplash just in case 🙂

Claim it costs you nothing, and will probably teach the other driver to be more careful next time.Your claiming for the damage to your car as well.

Of course I shaln't pay for the damage 🙂

I dont see it as 'easy' money. I had to spend a Sunday morning at A&E when I could have been in bed followed by alot of calls backwards and forwards. TBH I would have preferred never to have been rear ended either.

I agree, I had no intention of claiming until it caused me a lot of stress, time off and (6 years later) still causes me pain. My insurance company INSISTED that I should claim no matter how minor!

Get yourself checked and wait a week or so. If you've still not got any problems then count yourself lucky. My gf got whiplash in April and still hasn't recovered from it despite continual physio and has just been told she needs at least 6 more sessions.

Yes, it's often faked but for those that do genuinely suffer from it, it's not a nice injury to have.

Yep- along with days off work to drop the car off, check the work and collect again. Then there are the raised insurance premiums even though it was a 100% no fault and didnt go through my insurers. If I was 'scamming' my GF would have felt a 'sore' neck as well but she didnt. OP get checked out properly and dont except a settlement from the insurance company that says 'full and final settlement'- get them to amend that wording. I bent over to pick a sock up at home a couple of weeks later and my back snapped out of shape. Bloody agony.

If you can see the driver appearing not to stop,take the handbrake off and out of gear, that way youll just be shunted down the road,but the other car will not do as much damage to yours.

Only do the above if nobody is in front of you,and no pedestrians about.

If you can see the driver appearing not to stop,take the handbrake off and out of gear, that way youll just be shunted down the road,but the other car will not do as much damage to yours.

Makes your whiplash worse though.

Then there are the raised insurance premiums even though it was a 100% no fault

Not on any of my policies since my accident. Mine was only a ~£20,000 total claim though (my injury, missus injury, two cars written off totally).

Well if its confirmed not our fault then my insurers will claim 100% of the costs back from the other drivers insurance – end of surely? Also they are collecting the car for repair, we got a courtesy car and they will drop it back when fixed – we were invonvienced for 10 min during the accident and prob 10 mins on the phone when I got to work (before I started work) – so if I dont need to claim for a stiff neck then I won't 🙂 even though the extra money would be nice for anyone 🙂

If you can see the driver appearing not to stop,take the handbrake off and out of gear, that way youll just be shunted down the road,but the other car will not do as much damage to yours.

Into the roundabout of streaming traffic accelerating ont a dual carrageway 🙂

My wife was involved in an accident which gave her whiplash over two years ago. She needed physio at the time and still suffers with discomfort occasionally now and has been back for further treatment. Who is to know when the pain will finally (if ever) stop altogether?

If you can see the driver appearing not to stop,take the handbrake off and out of gear, that way youll just be shunted down the road,but the other car will not do as much damage to yours.

I've been rear ended [ooh er..] & had time to see the car coming
I pressed hard on that middle pedal

Well if its confirmed not our fault then my insurers will claim 100% of the costs back from the other drivers insurance – end of surely? Also they are collecting the car for repair, we got a courtesy car and they will drop it back when fixed – we were invonvienced for 10 min during the accident and prob 10 mins on the phone when I got to work (before I started work)

Well thats fine for you, but you ask who claims and thinking everyone is in the same situation as you. My insurance company used a hire car company that would not deliver/collect, had a limited amount of rental time to find a new car (written off) so it was a major inconvenience for me. No-one is suggesting you should claim, but you asked who would. Me.

M_F in my experience it doesnt, it gets worse as soon as you stop the treatment and makes you far more susceptible to things in the future (loads of things "set it off" now, when they didn't before.

I pressed hard on that middle pedal

Good call.

One of my rear-enders (I think I've had 3 now) was a tractor with a 20T trailer attached. I did everything in my power to get away from him but he still drove up the back of my car! Fortunately I managed to escape most of it and it just "pinned" bounced me with a light impact but left identifiable tyre tread patterns:

Because if you do get it it effin hurts!

My lower backs been FUBAR'd since I took a long walk off a short path in the dark. Easy to sit behind your PC saying everyone else is scamming because yours doesnt hurt, but maybe they are in pain? I cant do much outdoors stuff anymore, even going to music festivals results in me having to spend the sunday lying on the floor as my back wont hold me up any more.

I'm not saying you should not claim – but for minor accidents such as ours (seems to be at the mo 🙂 ) doesn't seem neccessary. I'll wait to see about the courtesy car but they are coming over tomorrow night to do a mobile quote (garage phoned with 30 mins of phoning the insurance company) so everything is going OK at the mo 🙂

my OP :

Why do people need to claim for this if they are not out of pocket of incovieneced in any way by it?

@thisisnotaspoon

Easy to sit behind your PC saying everyone else is scamming because yours doesnt hurt, but maybe they are in pain?

Oi – calm down – read the OP! I am not arguing that point – if you got a valid claim go for it – blimey I can see your scarred by it but please read my post properly!

If you can see the driver appearing not to stop,take the handbrake off and out of gear, that way youll just be shunted down the road,but the other car will not do as much damage to yours.

I looked in the rear view mirror -saw him approaching at speed. Looked to check if cleark. It was dark and wet- I'd seen a motorcyclist coming round the roundabout but I imagine the guy behind me hadnt seen him so I had the handbrake and footbrake pressed. Still shunted a fair bit. Lad (to his credit) admitted full liability straight away and his insurance company called me first thing saying 100% their fault.

I posted this question in Aug, I used my legal cover with my insurance.
Ring your insurance or contact an injury specialists.

Scousers claim? Rubbish!

Sitting in a traffic jam a guy made a mistake of ploughing into me writing my car off.

I had to go to accident and emergency for hrs and the day before I went on my reunion with my GF to Rome that was planned last year.

I was in agony and they smashed up my car and the guy drove off but not before I took a video of him and his car.

The 3rd party insurance admitted liability and offered a fee for my car and £650 for the whiplash a month after the incident where I thought I was ok.

4 months on I get burning on my neck/right shoulder/back still and my left arm aches still and notice it when I ride alot or sit in lectures. I hope to get it sorted via Chiro/physio with time.

It nearly ruined my 2 weeks in Italy and France that was prebooked and insured too. Could have ruined my time with my GF too.

Claim? too **** right you should. Luckily I had courtesy car cover etc.

I have my medical check this afternoon to asses my neck/back/arm and how to fix the thing.

I'm not angry at the driver as he was insured but I want to be fixed again and that costs physio thats not on the nhs except paracetmol on perscription.

If he was hit while cycling you would claim.

Just get medically checked and make sure you're both ok.

M_F in my experience it doesnt, it gets worse as soon as you stop the treatment and makes you far more susceptible to things in the future (loads of things "set it off" now, when they didn't before.

Yip – that is a concern so the meagre compensation she got may not give her any comfort as the years pass…

Simple experiment, model car,hit it from behind with a hammer,it will move away quite fast when hit.

Now same model car,place against a wall or table leg, and now hit with hammer, the back of the car will deform, and remember you may well be inside it next time.

Imagines half of Singletrack readers rushing home to hit their kids toy cars with a hammer.

Well I feel you all have valid reasons and are more extreme situations than ours i believe 🙂 Air bags OK, bumper small dent, car did't move into roundabout, his car no obvious damage so………?