I’ve been a First Direct customer for 20 years and in general found them very good, but now I am sick to the teeth of their rubbish internet banking website and their clunky iPhone app.
For example – yesterday I made a bank transfer to pay for something, Now I want to send the seller a proof that I made the transfer – like a screendump showing the amount I transferred and the account details. No can do. To get this information I have to pay 10 quid for them to send me a confirmation of the transaction. Whaaat?
Another example – I want to transfer money to a European account from the internet. Can’t – you have to phone them and ask them to do it.
Another example – I want to download my transactions for the year and analyse my spending. Can’t – only last 90 days.
Another example – I want to download my statements. Can, but it take a god-awful number of clicks to do each one. Compare with my ABN Amro account where I can download 6 months at a time.
And their iPhone app – don’t get me started.
So which banks have really got a proper internet banking facility? It’s a pain to change banks, but it’s getting to the point where it’s worth it.