Afternoon all,

Probably been asked before, countless times, but a search couldn’t yield the result, so I thought I would ask again.

Who is best for insurance for general cycling/commuting, British Cycling/CTC or AN Other? Never really thought about it but had a bit of a close thing, (as in got hit but bounced off a car bonnet Friday night, she is being summonsed for driving without due care) and it got me thinking now I am commuting pretty much everyday, I think I should have some kind of safegaurd incase, I understand this is bolting stable after horse etc etc.. but flame away and any advice welcome.

Cheers all

British Cycling/CTC

either. they are pretty similar IIRC.

I joined CTC as i liked the campaigning side of things (bikes on trains etc)

Check you’re not already covered under home insurance.

The CTC/BC insurance is 3rd party so only pays for the thing you hit, whereas my home insurance (M&S, I think) is pretty much fully comp as the bikes are covered away from home, and it has 3rd party insurance.

And the legal cover is just them refering you to a no-win-no-fee solicitor.

CTC here, not needed them but a mate has and been pleased with service.

I also get insurance through a civil service blanket policy for commuting

The cover is much the same. Pick the organisation that you like most (or disagree with least).

I’m with British Cycling, purely as they where cheaper.