No insurance, you shouldn’t be on a public road, so why not SORN it?
2 reasons, apart from the faff,
1) if I have 3 months and 21 days tax left, I VERY MUCH doubt I’ll get a full refund on it.
2) if I insure it for 3 weeks then cancel, I’ll be massively ripped off by the insurance company
I used to do it pretty much every year with my motorbikes. I bought my first one in October but always left renewal until a couple of days before I was going to need it again, maybe 2-6 weeks delay every year. Now my renewal time is in the late spring, which is more convenient.
As above, all this system does is piss off honest people like me. This could be a real effing pain in the arse.
I can see why people don’t bother with tax and insurance, to be honest. £300 car, small fine if caught? Seems like a good idea to me.