me and the wife have a car each. ive never claimed in me life, so have around 35 yrs no claims if thats even possible and my wife has now accrued 2 yrs no claims (new driver) but also gave up her job. believe it or not (im sure you can), the premium has now gone up as a result of packing her job in, even tho shes now driving less as shes not commuting!
at present theyre both insured through admiral and lapse in a few days, so id like to swap.
just not sure what i need to be looking at to make it as cheap as poss. id like my wife to keep accruing more no claims if possible, so no piggy backing onto my policy.
just googled it and seen multi car policies, but i just dont know if that assumes i own both cars.
whats the best/cheapest/less faff method of insuring both cars so im main driver of mine, shes main driver of hers, and we’re both allowed to drive each others car too? totally separate policies or one ‘joint policy’?
thanks