The elemental u-values of walls/roofs etc aren’t really very useful on their own. The best way to approach a low energy, high comfort building is through a whole building approach. This requires some kind of modelling although it doesn’t have to be very complex – a SAP calculation isn’t very accurate but will give you a guide. Much better is something like the Passivhaus Planning Package (PHPP) which is actually just a spreadsheet, but is pretty accurate and detailed.
I would suggest that high levels of insulation (0.15 W/m2.K or better), high performance triple glazed windows, effective air-tightness and a clear ventilation strategy (MVHR is a great option once airtightness is at a good level) are not green bling. The fact that winter solar gain through triple glazed windows can be more than winter heat loss through them and the fact that they’re passive elements not requiring much or any maintenance or energy to run is a great example.
However, don’t you have an Architect to advise you on this rather than a forum? If you’re building a new home for the future I would be spending now so that you don’t have to later. Get good professional advice, pay for the very best performing building envelope you possibly can afford. This is giving you and your family future comfort and future energy security without having to worry about expensive and maintenance heavy green bling like solar panels and heat pumps.
..and yes, timber does produce a cold bridge. The better the insulation performance elsewhere the more of an issue this becomes. This is where you’ll get condensation and mould so the thermal fabric needs to be detailed very carefully.
Listen to matt_outandabout, he has some expertise! Contact me on paulATpaultestaarchitectureDotcoDotuk and if I can’t help you, I’m sure I can point you in the direction of someone who can.