No idea about weekly, but monthly (double everything to account for the GF, and she earns less)
£450 my half of rent/mortgagae/council/energy/etc
£160 running the car (excluding depereciation, that’s paid for out of the savings when it’s ‘new’).
£80 Gym fees
£30 phone
£40 assorted other club subs etc
£100 Food
=£860 out of £2100
Everything else is ‘disposable’, the bulk of it’s saved for a bigger house deposit, the remainder spent on meals out and ‘stuff’, everything from nececary clothes to bike parts, but stuff that if the feaces hit the blower wouldn’t be spent. In a normal month, buying a normal ammount of clothes, shoes, bike parts, etc, I’d save about £1k, but that rarely happens as there’s always something to pay for (holliday, furniture, etc). God knows how we’ll cope with a bigger mortgage, GF is hopeless at budgeting so having the savings/buffer portion of our income fixed scares me!
It’s scary when I hear some people talk about their mortgage sizes. Especially when they also run two large newish cars and have expensive holidays each year, and I know roughly what they earn.
Different mindset, why scrimp and save when you can have a nice house and all the trimmings now? Discussing this with friends the other day, in the South East to get the house with a garden any of us want (rather than the 2 up 2 down terrace with a yard or a flat anyone actualy ‘needs’) is £350k! Not being excessive, that’s just a 3-4 bed semi or detached house on an overcrowded new build estate in Bracknell!
