When I got my van five years ago I didn’t have any NCB as I’d had a Ford Capri on classic insurance. Everyone I rang didn’t understand why I thought I needed a van and seemed to think I’d be running some kind of cash in hand removals business with a spot of fly tipping on weekends. People who would insure me quoted well over a grand. Adrian Flux is one of the companies that wouldn’t insure me on a T5 for social use only.
Brentacre is based in Wales and when I first rang I spoke to someone who rides mountain bikes. It was like speaking to a real human for a few minutes. It cost me a fair chunk of cash because of my lack of no claims but it was under a grand and it’s gone down every year since.
Never had any reason to contact them since so it’s all good.