I’m not aware of any lifespan testing routines (other than writing continually till it fails, which will give you your answer but won’t really help in any practical way), but I’d say that it’s not worth worrying about. The drive will probably be obsolete before it fails. I’ve still got a working 16Mb (sic) USB drive somewhere.
Just make sure you never unplug it without ejecting it from start bar/menu first.
That’s not right either; USB is electrically hot-pluggable by design (it’s why the pins are different lengths), you’ll not damage it by failing to ‘eject’ the device within the OS.
What you might do is corrupt the data. The ejection procedure flushes the write cache out to the device, so failing to do so (or ripping it out in the middle of a write) can cause data loss. But that’s not the same as physical damage.