I’ve been with Snowcard for over 6 years. This year I had to me be airlifted out, was in Italy. Snowcard were superb. Well worth the extra expense in my opinion. All I did was notify them and they did everything else only to contact me with updates as to shipping my bike home, liaison with hospital I was in for 2weeks, liaison with Riviera Cycling (Jo and Ady were absolutely fantastic). Flew out my girlfriend for as long as she wanted all expenses paid they arranged all fflights, hotels, and transfers. Then they flew out a doctor to escort me home (BA Business Class) all to the door. Snowcards efficiency was superb. All I did was concentrate on recovering awaiting discharge, which s how it should work.
There are other cheaper insurance companies out there, I for one highly recommend Snowcard, no hassle insurance when it all goes belly up.