As for Sealskinz gloves (and Endura Deluge) – they are waterproof 100%. You can wash a bike/windows/dishes in them and they will not get wet inside (tested!). As long as there is no water ingress through the top! 😆 So if your jacket gives up (the sleeves are almost always first…) you’ll feel that almost instantly in your gloves…
Some time ago I discovered how much sweat evaporates from the body – and that was on a 2°C 5 miles commute! I wore merino base layer, thermal jersey (not wind/waterproof at all!) and lightweight gillet with windproof front (mesh on the back). So very breathable set up. I commute with a Deuter rucksack, which has that mesh frame, so there is always a gap between my back and the rucksack. That day it was quite cloudy, so I put a waterproof cover on the Deuter (it’s a rucksack cover, so no breathable fabric). After I got to work and took the rucksack off I discovered that the inside of the cover was absolutely wet! And I’m not talking “damp”, but properly soaked. And it was on a dry, chilly day, on short distance. And it was quite away from my body – so if similar stuff happens on the insides of our waterproof jackets, then I’m tempted to believe that it’s mainly the perspiration that makes us soaked wet on rainy day…