I’ve just done this job this weekend – having done similar to you (wall knocked down).
I disagree with chicken man somewhat – based on my research on the internet. Heat loss through a suspended floor was quoted as being in the region of 15-20%, so hardly insignificant. In my case, Victorian House, without lining the walls (inside or out) there is virtually nothing i can do to improve the insulation (double glazing already fitted)
i lifted the boards and hung insulation netting from the joists, then packed with traditional loft insulation.
Celotex sheets would probably have been better, but I’m mid project & hadn’t planned to do it till late in the project so wanted a quick solution. Got it done in just over 1/2 a day.
NB – if you want any insulation netting I can send some to you – I had to buy a huge quantity as i bought it locally – couldn’t wait for a delivery from the net (where smaller quantities are available).