Apologies for the slightly long winded post..
Currently in the process of selling of all the bikes bar one mtb/one road. Combined with some savings, that'll mean I have about £4,500. Planning on saving another £3-3.5k over the next few months if I can.
Lucky enough to still live at home with my father, and apart from £5,000 of student loan no debt.
Also applied for a working visa for Canada (October onwards?)
Current plan:
Start paying off the student loan (off my own back) @£250 a month. Means if I go to Canada, i've got some money should I not find work straightaway. However, I know i'd hate spending money and not earning, so reckon that would spoil the trip if it was for a prelonged period. Also obvioussly takes a huge chunk out of the Loan by the time I plan to come back (Oct 2012)
However, i've just been asked if I want to go for a fortnight in France this summer. Gut feeling is no, as i've just sold the bikes (bar a couple of frames) so it would cost me that + holiday. Also, its not like I can't go next year.
However, i'm starting to ask myself whats the point of repaying the student loan? Not earning anything near the 15k where they start taking repayments, and don't see that changing anytime soon.
I'm 24 if that matters

