We're starting up the slow process of two related pieces of work: loft conversion and replacing the conservatory with a more solid structure to create an open kitchen diner.
Anyway, less of the frilly stuff. I have to confess that I;ve attained 37 years (and a bit) on this globe, owned a couple of houses previously (and one where I had some work done - paid cash), but I have no idea how this is done.
We have good equity in the house, so assume we'll be able to borrow against that. And we'll use some cash (but not much).
So, how do I set about financing this during the build - I can't believe the bank will hand over a load of money and say "off you go". And I can;t believe a builder will wait until it's finished to be paid.
Educate me - what happens in the middle?!