Well i’m not sure if i’ve just been scammed or not.
The whole idea behind paypal was to put it on 0% through his credit card, but he made a mistake and put it through his current account (which i think’s put him in his overdraft). The money went into my paypal account and i’ve withdrawn it. He’s paid me £40 cash to cover the fees to. He rang paypal on my driveway, i think they were suggesting that I refund him and re-transfer it but paypal refunds are through an e-cheque which take ages to process. He told them that I wouldn’t go for that, without me even prompting him. Paypal then suggested that he goes to his bank tomorrow to cancel the direct debit from his current account to paypal and then paypal will seek funds from his credit card.
He wants to collect the bike in around 2 weeks. All he has to show for it is the green new keepers slip.
The money is already in my bank account, but i’m still a bit concerned about chargebacks. He transferred the money as goods, so paypal says I need to despatch the bike. Since he didn’t take the bike we didn’t exchange receipts.
Whats peoples thoughts? Am I at risk?